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Whether you are seeking growth, capital preservation or simply planning for retirement income, Privledge Investment Bond provides you with both the flexibility and control to manage your wealth in a tax-efficient environment. With one simple charge-structures, Privledge Investment Bond can be adapted to suit your personal requirements making it easy for your financial adviser to tailor a portfolio that suits your needs.
Manage and control all investments under one holding vehicle
Free partial withdrawals and access to liquidity
Access to online trading and transactions via our secure account access
Capital Investment Group’s open architecture platform provides you with significant investment freedom by spreading and varying your investments across a wide spectrum of asset classes and regional markets, giving you the power to purchase an almost unlimited array of investments, including Stocks, Bonds, ETFs, Mutual Funds and Structured notes.
You have the option to invest by transferring existing investment holdings into the portfolio at no cost, invest with cash or build your portfolio using a combination of both. There is no restriction on the number of investments you can choose for your portfolio, making it easy to combine the expertise of numerous investment managers to help you reach a performance that matches your objectives.
Privledge Investment Bond is designed to provide you with flexibility to change and adapt your investment choices as your needs and circumstances change, allowing you to have easy access to your money when you need it. With Privledge Investment Bond, you have the ability to make free partial withdrawals from your portfolio whenever you choose to do so.
Additionally, Privledge Investment Bond offers the flexibility of being able to borrow against your investment portfolio. A borrowing facility is useful for situations when timing difference could affect your ability to take advantage of market opportunities.
| Topic | Detail |
|---|---|
| Currency | USD $ – EUR € – GBP £ |
| Minimum Contribution | USD 50,000 / EUR 50,000 / GBP 40,000 |
| Top Up Minimum | USD 5,000 / EUR 5,000 / GBP 4,000 |
| Minimum Dealing Amounts | Funds: USD 5,000 / EUR 5,000 / GBP 4,000 Bonds: USD 10,000 / EUR 10,000 / GBP 8,000 No minimum dealing amount for Stocks, ETFs and Structured Notes |
| Administration Charge | NIL |
| Establishment Charge | 0.091% monthly (1.1% per annum) during the first 5 years. This charge will be calculated based on the higher of the premium paid or the account value. |
| Custody Fee | 0.26% p.a. charged monthly in arrears, minimum of USD 250 per annum |
| Currency Exchange Charge | NIL |
| Asset Transfer Charge | NIL |
| Dealing Charges | Stocks, ETFs, Funds and Structured Notes: USD 50 / EUR 50 / GBP 40 Bonds: USD 100 / EUR 100 / GBP 80 |
| Surrender Charge | Equal to outstanding administration charges at the time of the surrender, based on the higher of the premium paid or the account value. |
| Free Partial Withdrawals | Free partial withdrawals available, but subject to maintaining the minimum Net Surrender Value of USD 15,000 / EUR 15,000 / GBP 10,000. |
| Issue Age | 18 – 85 years |
| Guaranteed Death Benefit | 101% of Surrender Value |